Banking & Finance MCQ

Correct answer: 2013 BS. NRB, founded 2013 BS (1956 AD), is Nepal's central bank and regulator.

Correct answer: Development banks. A=commercial, B=development, C=finance, D=microfinance — the classification ladder.

Correct answer: Accepting public deposits commercially. The central bank regulates; it does not compete for deposits or loans.

Correct answer: Interest earned on loans minus interest paid on deposits. The intermediation margin funds operations and profit.

Correct answer: 8 years. 72 ÷ 9 = 8 — the standard mental-math approximation.

Banking system, NRB regulation, financial products and banking exam preparation.

Q1. Nepal Rastra Bank was established in: Medium

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Q2. Class 'B' licensed institutions are: Medium

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Q3. Which function does NRB NOT perform? Medium

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Q4. A bank's 'spread' is: Medium

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Q5. Under the rule of 72, money at 9% doubles in about: Medium

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Q6. Which account typically earns NO interest? Medium

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Q7. A loan against a fixed deposit is normally allowed: Medium

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Q8. Letters of credit and bank guarantees are: Medium

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Q9. Priority sector lending requirements are set by: Medium

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Q10. Dual control of the vault means: Medium

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